Workers’ compensation insurance gives employees medical, wage and other financial benefits if they are injured or become ill on the job. This coverage is required in most states. Workers’ compensation insurance is…
What is disability insurance?
As its name suggests, disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and earning an income due to a…
What Are the Ways to Lower Homeowners Insurance Costs?
Homeowners insurance rarely gets much attention, but it could be quietly costing you more money than it should. The good news is insurers provide a variety of discounts and incentives that can…
How to Buy Home Insurance Online?
Compared to all the research, time, and energy put into purchasing a home, buying a homeowners insurance policy is too often an afterthought. However, homeowners insurance deserves more careful consideration because choosing…
10 Weird Things Covered by Home Insurance
If you’re like most people, you probably bought insurance in the hopes that it would pay to repair damage to your home. And for the most part, you’d be right. While every…
What Is Flood Insurance, and What Does It Cover?
What does flood insurance cover? Flood insurance covers specific kinds of water damage to your home and belongings. The nation’s biggest flood insurance provider, the National Flood Insurance Program, or NFIP, defines…
What Does Home Insurance Not Cover?
Is coverage for earthquakes included in my home insurance policy? No. Earthquakes are a specific type of natural disaster that are typically excluded from a standard home insurance policy due to their…
What Are the Most Common Home Insurance Claims?
Almost 98% of home insurance claims are for property damage, according to the Insurance Information Institute (III) annual study into the causes of home insurance losses. That said, liability claims, though far…